Trupanion Does Not Penalize You for Submitting Claims

We never penalize responsible dog or cat owners for having unlucky pets. This means your rates won't increase and your dog or cat insurance coverage won't be limited because you've submitted multiple claims.

We all wish we could predict the future when it comes to our pets' health. There are all sorts of scary illnesses and diseases that your dog or cat may develop as your pet ages (hip dysplasia, patellar luxation, liver shunts, and diabetes to name a few) not to mention the occasional swallowed thingamajig.

Here's a statistic to consider: 8% of Trupanion pet insurance pet owners file a claim every month. Many of these are multiple claims for specific illnesses that require ongoing treatment and care. Most pet health insurance providers raise your rates to compensate for the additional cost, and will continually adjust your premiums as your start filing claims - this won't happen with Trupanion pet insurance. Trupanion pet owners are never penalized with higher rates because they've submitted claims.