Higher Payout: Trupanion Covers 90% of your Bill

Trupanion pet health insurance covers 90% of the cost of every approved claim. Unlike other pet insurance providers, we do not impose incident or annual caps and we don't reduce your payout with complicated and restrictive fee guides. No hidden fine print. On every approved claim we pay 90% of your actual veterinary bill for costs arising from injury or illness, less the veterinary exam fee.

Let's use an example. Your new dog hasn't been himself lately. You bring him to the veterinarian and he's diagnosed with an illness commonly found in dogs between the ages of 1 and 3 (pneumonia). Due to his weak state, he requires several days in the emergency clinic. After a few weeks of medication, there is little improvement so lung surgery is performed.

As the bills continue to mount and surpass $7,000, you feel secure knowing that at least you have pet insurance. That is, until you are told by your veterinary technician in your clinic that many pet health insurance providers dramatically reduce their payout because of caps or restrictive fee guides. In fact, she quotes an example of one company with a maximum payout of $588 on pneumonia. You quickly call Trupanion to clarify your dog insurance coverage and payout and are relieved to be reminded that Trupanion pet health insurance has no caps or restrictive fee guides. Therefore, Trupanion will pay for your current veterinary bills and will continue to pay 90% of all veterinary bills related to this condition.

No surprises, just total protection for your unlucky dog or cat by Trupanion pet insurance when you need it most.