Trupanion Offers Fast Approval and Claim Payout

Everything moves at the speed of light these days, so why shouldn't your claim? Trupanion believes that the pet insurance industry claims processing standard time of 3 to 6 weeks just doesn't cut it! We are committed to responding to claims promptly and that's why we vigilantly track our approval and processing time to ensure that we are the fastest claims processing pet insurance company in the market.

On initial claims, where medical histories are usually required, Trupanion pet health insurance approves and pays claims in less than 7 days. On repeat claims we move even faster, and in fact of our most recent 10,000 repeat claims submitted by our pet owners, 9 out of 10 claims were processed and paid in less than 24 hours.

Of course, there can always be extenuating circumstances. For example, delays in receiving medical records for your dog or cat from your veterinarian may add a few days to the process. If this happens, we'll let you know right away so that you are clear on the status of your claim and when you can expect to receive your payment.