Trupanion Offers Fair Pet Insurance Premiums: No Increase Due to Pet Aging

Trupanion pet insurance premiums are determined by the breed and age of your dog or cat at the time of enrollment and the local costs of veterinary medicine only.

Your pet's premiums will never increase due to your pet aging. That is, we will never raise your pet insurance rates simply because your dog or cat has a birthday. In addition, you can lower your dog or cat's premium by selecting a per incident deductible that best matches your budget.

Your pet is going to get older even though we sometimes wish they would stay young forever. Other pet insurance providers increase premiums as a pet ages and rarely disclose this increase at the time of enrollment. Most pet owners are shocked to find that by the time their dog has reached 10 years old, for example, their monthly pet health insurance premium has more than doubled, mostly due to their dog's age. Why would you be penalized for such a normal process? That doesn't make sense. With Trupanion pet health insurance, the only reason your pet's monthly premium will increase is to reflect the rise in veterinary costs.