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Choose a pet insurance company to compare with Trupanion:
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| Common Policy Questions |  |
Pets Best |
| What is covered if my pet is sick or injured? | All diagnostic tests, surgeries, and medications (including hereditary and congenital disorders). | Diagnostic tests, surgeries, and medications. |
| What are some important exclusions I should be aware of? |
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| What are the policy payout limits? | Currently $20,000 over the life of your pet, with no limits per year, claim, illness, procedure, or condition. | $2,500, $7,000, or $14,000 per incident limit depending on plan choice. |
| What are my deductible options? | You can choose to have no deductible or choose between $50 and $1000. | $75, $100, or $300 per incident deductible depending on plan. |
| What amount will the policy cover? | 90% of actual veterinary bill for costs arising from injury or illness, less the veterinary exam fee and deductible, if selected. | 80% of usual and customary veterinary expenses arising from injury or illness, after per incident deductible is met. |
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Monthly Cost Example
Quote for Labrador Retriever Dog and Domestic Shorthair Cat, under 1 year old in Santa Monica, California 90401.
Does not include sign up or administration fees.
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Trupanion Plan with $75 Deductible Dog -- $32.61 Cat -- $19.74 |
Pets Premier Plan ($75 deductible, $7,000 per incident limit) Dog -- $35.22 Cat -- $25.77 |
| Will my premium increase due to pet aging? | No, Trupanion does not penalize the pet owner with age related increases. |
Yes, monthly premiums will increase each year as pet ages.
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| What will cause my premium to increase? | 1. Inflationary cost of veterinary medicine in your area |
1. Inflationary cost of veterinary medicine in your area 2. Pet aging 3. Filing claims |
| Will I be penalized for filing claims? | No. | Yes, pet owners may see an increase in premiums and Pets Best can cancel policy if pet shows a "change in risk which may measurably increase loss". |
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