Compare Trupanion's pet health insurance policy with PetFirst

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Compare Trupanion pet insurance with PetFirst

Choosing the right pet health insurance provider and policy plan can be a daunting (and sometimes confusing) task. This pet insurance comparision guide will help you compare pet insurance companies side-by-side. Below we detail how our pet insurance policy plan compares to PetFirst.


Choose a pet insurance company to compare with Trupanion: VPI PetCare Petplan Pets Best ASPCA PurinaCare Embrace PetFirst

Common Policy Questions		PetFirst
What is covered if my pet is sick or injured?	All diagnostic tests, surgeries, and medications (including hereditary and congenital disorders).	All diagnostic tests and surgeries.
What are some important exclusions I should be aware of?	Pre-existing conditions Hip dysplasia - optional coverage for dogs and cats enrolled before 1st birthday	Pre-existing conditions All congenital disorders - optional coverage up to 25% or 100%* All hereditary disorders - optional coverage up to 25% or 100%* Continuous coverage of chronic and long-term conditions that manifest in a previous policy year - optional coverage up to 25% or 100%* *Coverage for hereditary/congenital/chronic conditions is $20 per month per pet for 25% coverage and $50 per month per pet for 100% coverage.
What are the policy payout limits?	Currently $20,000 over the life of your pet, with no limits per year, claim, illness, procedure, or condition.	$1,500, $2,500, or $3,500 per incident limit depending on plan choice. Dogs: $7,000, $10,500, or $13,000 annual limit depending on plan choice. Cats: $7,500, $12,000, or $15,000 annual limit depending on plan choice.
What are my deductible options?	You can choose to have no deductible or choose between $50 and $1000.	$50 per incident deductible.
What amount will the policy cover?	90% of actual veterinary bill for costs arising from injury or illness, less the veterinary exam fee and deductible, if selected.	90% of reasonable and customary veterinary costs.
Monthly Cost Example Quote for Labrador Retriever Dog and Domestic Shorthair Cat, under 1 year old in Santa Monica, California 90401. Does not include sign up or administration fees.	*Trupanion Plan with $50 Deductible* Dog -- $33.19 Cat -- $20.08	*Preferred Plus (100% coverage for congenital, hereditary, and chronic conditions, $3,500 per incident limit, and $13,000 and $15,000 annual limit for dog and cat, respectively)* Dog -- $91.70 Cat -- $83.70
Will my premium increase due to pet aging?	No, Trupanion does not penalize the pet owner with age related increases.	No.
What will cause my premium to increase?	1. Inflationary cost of veterinary medicine in your area	1. Inflationary cost of veterinary medicine in your area
Will I be penalized for filing claims?	No.	No.

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