How Cat Health Insurance Can Help YouWith the amazing technological advances in veterinary medicine these days, things have gotten quite pricey. Did you know you can now get cat MRIs? If your cat gets cancer, you can even treat him or her with kitty chemotherapy. But, as you can imagine, such treatments come at a cost. Just like hiding the houseplants, cat health insurance is something you should do immediately when your cat is just a kitten. Fortunately, there are people (like us at Trupanion) out there who value their pets' lives and who view them as important members of the family, like furry little children with terrible table manners. They get treats, prime real estate on the couch, maybe even a stocking full of toy mice and catnip during the holidays if they've been very, very good. Sound familiar? Keep reading about why pet insurance for cats is the best accessory for you and your kitten to have. Okay, cat health insurance... keep talking.
It may go without saying, but
cat insurance isn't like insuring a car, where if it is totaled, the insurance company pays for a new one. Whether your kitty is a rare breed or a sweet ball of fuzz that simply wandered onto your porch and into your life, we know that there's no way to replace your loveable feline child. There's probably nothing you wouldn't do to keep your cat healthy and happy. Cat insurance helps you keep your kitten in tip-top shape throughout its whole life, without piling on massive bills from
rising veterinary costs. And cat insurance also ensures that you won't be forced to make a gut-wrenching decision about the life of your cat.
The way it works is that as your pet insurance company, Trupanion pays for 90% of covered healthcare expenses for your cat, - up to $20,000 over its lifetime. You pay the remaining 10%, as well as your monthly premium, a deductible, if you have one, examination fees and routine preventative care. That's it in a nutshell. No fine print, no loopholes. Make sense? Can any cat be insured with Trupanion?
We offer to start cat health insurance policies for kitties that are between eight weeks and 14 years old. We do encourage pet owners to enroll their cats with pet insurance as young as possible. Compared with older cats, kittens tend to be pretty healthy, and by covering cats at a young age, we can offer more affordable monthly premiums while covering a wide range of pet insurance claims, both major and minor. Not to mention, the likelihood of us having to limit your
cat insurance coverage due to pre-existing conditions is much less. And you never know when your new baby feline may get into something they're not supposed to, or fall off the couch.
Not all cat insurance is created equal. Some cat insurance companies charge low premiums but wind up covering very little. Other cat health insurance companies offer a wide range of plans, and will charge hefty pet insurance premiums for the "all-inclusive plan". They might also raise your cat insurance premium due to your cat's age or as you submit more claims, neither of which will happen if you insure your cat with Trupanion pet health insurance. Speaking of bank accounts, is cat insurance going to drain mine?
Not in the least. Our monthly cat insurance premiums are entirely affordable. Truth is, you probably pay more for your cable bill or takeout for two at your favorite Thai restaurant. When you think about how much you love your cat and how much veterinary care can set you back these days, you can't afford not to have cat insurance. Because of the advances in veterinary medicine, cats today are better able to recover from serious injuries and illnesses, which we all love. However, it all comes at a price. Fixing a cat's broken leg can run up to $2,000. Treating cancer in cats can cost thousands of dollars. With such high veterinary costs, most owners who don't have
cat health insurance are faced with terrible scenarios: taking out sizable loans, maxing out credit cards, and worst of all, being forced to give away or put down a pet they can't afford to care for. We also offer a flexible deductible option, so that you can choose a per condition deductible and monthly premium that fits your budget. Get Trupanion cat insurance and you can rest easy knowing that you'll never have to make such a heartbreaking decision.
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Cat Health InsuranceAs veterinary technology continues to advance, so do the costs of veterinary services. Cat health insurance is becoming more and more essential to ensure that you can cover your cat’s health needs. Cat health insurance may also be a good choice for you.
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